Al comprar una casa, es importante entender el proceso, incluso si están recurriendo a la asistencia de un profesional de bienes raíces. Por supuesto, el proceso comienza por hablar con un prestamista o dos y para que estén
El segundo paso es encontrar un agente de bienes raíces que es un agente a tiempo completo que trabajan en el área y nivel de precio que se le busca. El agente debe organizar exhibiciones para los hogares que cumplen los criterios de búsqueda. Si usted encuentra que el agente es sólo le muestra los hogares que figuran con la compañía del agente - Encomendar a los que quieres ver todas las casas que se ajusten a sus criterios.
Por supuesto, no es realista esperar que una casa para cumplir con todos sus criterios, pero una vez que han encontrado un hogar que le guste, es importante informar al agente de los mismos. Más de un comprador perderá su primera opción por esperar demasiado tiempo para hacer su oferta. Si la casa no está en la lista y usted está comprando
Al realizar una oferta en una propiedad, el agente le informará de los valores de propiedad para vecinos de la propiedad en cuestión y consideraciones necesarias para la determinación de su oferta. A menos que sea un mercado
Una vez que la oferta se negocia es el momento de tener una inspección de la vivienda realizado en la propiedad. La inspección de la casa está diseñada para descubrir defectos latentes en la propiedad. No utilizar el informe como una lista de
Al mismo tiempo que el proceso de inspección de la casa, que será también la exploración y la aplicación para su financiación. Si usted utiliza un agente de bienes raíces, la solicitud 2-3 referencias que se pueden evaluar o volver a uno de los prestamistas que realizó su primera pre-calificación.
procesamiento de préstamos requiere 2-3 semanas. El prestamista podría ordenar una evaluación para el hogar, verificar sus ingresos y el crédito y preparar el paquete de préstamo. El prestamista trabaja con la compañía de título para asegurar un título claro y una vez todo preparado es, usted se cerrará a la compañía de título o en una ronda de cierre
Where can I find real estate listings?
How do I find information on properties outside my local area?
How do I know if I'm ready to buy a home?
What should I look for in a neighborhood?
What are the financial benefits of owning a home?
What is the difference between market value and appraised value?
Should I sell my existing home before looking for a new one?
Should I take a first time home buyer program?
What do new home buyers need to know?
What online resources are available to first time home buyers?
What books are available for first time homebuyers?
What types of relocation services do real estate agents offer?
What special issues do I need to consider when relocating?
How do I learn about the area to which I'm relocating?
How do I find a relocation company?
How do I find a moving company?
What should I look for in a reputable moving company?
What types of things should be included in a moving quote?
Who provides the moving supplies?
Should I rent my own moving truck?
What is included in real estate closing costs?
How will I know what my real estate closing costs will be?
What closing information goes into the public record?
Who uses public records, and are they free?
How long will it be before we close on our new home?
What is included in the appraisal?
Why do I need to pay an appraiser?
What information do I need to give the appraiser?
What's included in the appraisal report?
Can I get an appraisal online?
How do I know how much to offer?
Is the deal final once the offer is accepted?
How do I know what fixtures or decorations the seller is taking?
How do I find a commercial real estate lender?
How do I find a commercial real estate broker?
Where can I find commercial real estate listings?
What is the difference between residential and commercial real estate?
How can I get at the equity in my home?
Can I borrow against all my equity?
What can I use a home equity loan for?
How do I know how much equity I have in my home?
What is a first time home buyer program?
What do I look for in a home inspector?
What does an inspection consist of?
Why do I need a home inspection?
What do I get in the inspection report?
Who should get the home inspection?
What is a fixed-rate mortgage?
How long a mortgage should I get?
Can I pay off my mortgage faster?
What is an adjustable rate mortgage?
How do I get the best loan terms?
Should I get an interest only loan?
Who qualifies for no down payment or low down payment loans?
How much of a mortgage can I afford?
How much should I put down on my house?
Is real estate a good investment?
What about buying a vacation home?
Do I have to wait for a buyer's market?
How do I find a licensed real estate agent?
Should I work with a buyer's broker?
How do I pick a real estate agent?
How much will a broker charge?
Can I negotiate the realtor's fee?
What is the difference between a real estate agent and a real estate broker?
How do I get my real estate license?
What services do real estate agents provide?
Should a get a loan with no closing costs?
How long does it take to complete a real estate course?
How do I find a real estate school?
Can I study for the real estate licensing exam online?
What if I'm relocating for my job?
How do I find a first-time buyer's program and should I use it?
The home we are buying is in good condition. Do we still need an inspection?
Can the seller pay for the home inspection?
My new company is offering me a relocation package. What does that include?
How can I use the equity in my home?
How do we go about buying a home?
Should I invest in real estate?
How can I simplify packing and moving?
How do I go about the process of buying a new home?
Guru Spotlight |
Phyllis Serbes |