October 16, 2009, Newsletter Issue #159: First Time Home Buyer Programs
Tip of the Week
There are many first time home buyer programs available for folks who are making their first purchase. While a buyer can call lenders to compare their programs, it is often more effective to enlist the assistance of a real estate professional who has experience working with first time buyers. A knowledgeable professional will be aware of the bank and mortgage brokers' programs as well as any community or state bond funding that is being offered. First time buyers will frequently receive lower interest rates, down payment assistance, tax abatements and other incentives to purchase. Rarely will a traditional mortgage compare to the benefits offered by a first time buyer program.
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