Once you find the home you want to buy, you need to make an offer. If you're working with a realtor, he or she can help advise you on how to do this. Your realtor can tell you what most homes in your area are selling for, as a percentage of the asking price. In a hot real estate market, some homes may actually sell above the asking price, or there may be bidding wars. Consider the asking price, how long the home has been on the market, and what you can afford to pay. If possible, leave a little room between what you offer and the absolute most you can spend, as many sellers will make a counter offer if they think your offer is too low.
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